The idea of "luck" when it comes to financials is a complicated topic. I do believe it has a role, but it's important to differentiate luck from action.

I'm always interested to hear how other people are minimizing their tax liability after retirement. Here is my personal strategy that we'll be using to reduce our taxes to nearly zero when we stop working. This approach sounds unrealistic, but you might be able to hit $0 in taxes too!

For the first time in our lives, we traveled with a guide and a schedule to Vietnam, Laos and Cambodia. The cost of this trip? Around $15,000 for 2 weeks. It was an absolutely amazing trip filled with friends, memories and as much delicious food as we could stomach.